The Official Athletic Website of Highland Community College

All student-athletes must turn in an HCC physical examination/athletic pre-participation history form completed and signed by a physician, complete the sports medicine emergency information form, turn in a copy of your primary insurance card (front and back) and complete the full acceptance of risk/substance abuse screening form.

All student-athletes at Highland Community College will be required to provide proof of insurance to participate in intercollegiate athletics at Highland Community College. Student-athletes will show proof in the form of a front and back copy of the primary insured’s insurance card or a letter from insurance carrier identifying all relevant information including but not limited to student-athletes name, member identification number, and coverage period.

Additionally, primary insurance policies must include full medical coverage within the state of Kansas. Certain policies - including Medicaid plans issued outside the state of Kansas - limit coverage to a specific geographic footprint. Student-athletes covered under out-of-state Medicaid plans or other geographically limited policies will need to purchase a primary insurance plan that is valid in the state of Kansas

The Highland Community College Administration has made this policy mandatory as of June 26, 2019.

If you do not currently have a primary insurance plan, or if the coverage of your primary insurance plan excludes either participation in athletics or coverage within the state of Kansas, we can help! HCC Athletics has identified plans with outside insurance carriers that meet the minimum level of coverage.

Both plans include basic accident coverage that includes ATHLETIC-RELATED injuries and also include an accessible network of medical professionals and pharmacies in the surrounding area. For more information on either of the plans, cost, and how to apply and purchase this plan, please contact our Athletic Training Department.

In order to help protect our student-athletes from excessive out-of-pocket expenses that may be incurred as part of athletic-related accidents and injuries, Highland Community College carries a secondary insurance policy covering all student-athletes. HCC"s secondary insurance plan can help to pay expenses that may not be covered by a student-athlete's primary insurance policy.

Highland's secondary insurance policy is limited - it only covers expenses for injuries sustained during athletic-related participation that are not covered by a student-athlete's primary medical insurance. You will not be allowed to participate in any athletics-related activities without a current primary insurance plan that includes basic accident coverage is on file with HCC's Athletic Training department.

In addition, Highland's secondary insurance policy does not cover any expenses related to health care outside of HCC Athletics. Student-athletes (and/or their families) are responsible for costs associated with general illness or other injuries suffered outside of participation in team activities (e.g. - pick-up games, individual weight training, etc.) as directed by HCC coaching staff.

As soon as you are medically cleared to participate by Highland's Athletic Training staff, you are covered under the secondary insurance plan. There are no additional forms to fill out to activate your coverage.

In the event you suffer an injury during your participation in athletic-related activities, HCC's Athletic Training department will assist you with filling out necessary claim forms to ensure complete coverage under our secondary insurance policy.

There is no cost for coverage under Highland's secondary insurance policy.

Highland Community College provides the entire secondary insurance policy so that student-athletes and/or their families are not expected to bear the additional cost of that coverage.

As mentioned, HCC Athletics provides a secondary insurance policy to help cover expenses that may not be paid in full by your primary insurance.

In the event that you suffer an injury as part of official athletic-related activities (i.e. - supervised athletic practice, competitions, weight training or conditioning sessions), our Athletic Training staff will guide you through the process of filing for coverage with your primary insurance along with HCC's secondary insurance. Bills for any treatment will still be sent directly to the student-athlete (or other responsible party) and must be submitted to the Athletic Training department for payment under our secondary insurance plan. See “How do bills get paid?” below for steps to follow.

Expenses that are not covered by Highland Community College’s secondary insurance policy include but are not limited to:

• Illnesses
• Injuries sustained outside of athletics department organized and sanctioned activities (intramurals, ‘pick-up’ games, on-your-
  own conditioning, etc.)
• Pre-existing conditions
• Medications (excluding post-surgical medication prescriptions)
• Injuries that are caused by personal accidents
• Injuries that are not reported to the Highland Community College Athletic Training staff within 48 hours of injury
• Orthotics

You will not need to pay any bills directly.

However, providers will NOT send bills and/or insurance coverage information to the Athletic Training department. It is YOUR RESPONSIBILITY as the student-athlete to ensure that bills are delivered to the Highland Community College Athletic Training department for processing under our secondary insurance policy. (i.e. - we cannot process bills that we don't have.)

We can accept bills in a number of ways:

• Student-athletes can hand-deliver bills to the Athletic Training staff
• Bills can be emailed to Pam Wiedner (pwiedner@highlandcc.edu)
• Bills can be faxed to HCC Athletics:
  785-442-6104
  Attn: Pam Wiedner
• Bills can be send via USPS, FedEx or UPS
  Pam Wiedner
  Highland Community College Athletic Training
  606 W. Main St.
  Highland, KS 66035